At Executive National Bank, we work hard to protect your personal information. As part of this effort, we encourage you to learn about ways to protect yourself against identity theft and other forms of fraud. The following excerpt is from http://www.onguardonline.gov/ a government website designed to educate consumers on computer security:
" Broadband refers to high-speed Internet access available through services like digital subscriber line (DSL), cable, fiber optic, wireless, or satellite. Learn about the types of services that are available, and the questions to ask to get the best deal for your needs – whether you shop, play games, make phone calls, watch movies, listen to music, or use other applications."
" The internet has opened access to a world of goods and services. Learn how some unscrupulous people are using it to commit cross-border thievery through foreign lottery offers, money offers, and check overpayment schemes."
"Most people agree that getting "spam" is annoying. Spam – unsolicited sales pitches – also can be costly, with offers for bogus products and fraudulent promotions. Learn to spot 10 common spam scams and what to do if one shows up in your inbox."
"Identity thieves can steal your money and ruin your credit rating. Learn how to protect your identity, what to do should it be stolen, and how to minimize the damage quickly by putting a fraud alert on your credit report."
"Internet auction sites expand your access to markets for buying and selling merchandise. Learn how to navigate online auctions and recognize potential snags, including late shipments, bogus escrow services, and check overpayment scams."
"One of the many choices kids face online is how to deal with their personal information. Learn more about your rights as a parent and what you can do to help your kids make smart, safe choices online."
"Your laptop is your desk-on-the-go, helping you work no matter where you are. Learn how to keep your laptop out of the hands – and off the lap – of a stranger."
"Criminals sometimes use malware – programs like viruses and spyware – to get into your computer. Once it’s there, they use it to steal information, send spam, and commit fraud. Learn the signs of malware and how to reclaim your computer and the information it stores."
"While the internet features investment opportunities, the rules say, "caveat investor." Learn more about the relationship between risk and reward, and hackers, scammers, and identity thieves who use investment opportunities to wreak havoc on your personal finances."
"Shopping online … it’s easy, fast, and convenient. Learn how to identify disreputable vendors or fraud artists that may be setting up shop – and how to minimize your chance of a shopping mishap."
"Peer-to-Peer (P2P) file-sharing enables people to share files online through an informal network. P2P can give you access to lots of information, but also can up your exposure to viruses, spyware, illegal material and more. Find out how to minimize your risks when using P2P."
"When fraudsters send spam or pop-up messages, they’re casting a wide net in hopes of getting people to divulge their personal and financial information. Learn how to spot a phishing message, how to avoid getting "hooked," and what to do if – oops – you realize you’ve been phished."
"Social networking sites are big. And while these sites can increase your circle of friends, they also can increase your exposure to people with less-than- friendly intentions. Learn how to help your kids – and other family members – socialize online safely."
"Criminals can install stealth software on your computer that lets them steal your identity and do other damage. Learn what spyware is, how to tell if it’s on your computer and get rid of it, and how to avoid it altogether."
"VoIP is a way to make and receive phone calls using a broadband internet connection instead of a traditional phone line. Read about the pros and cons of making the switch – and some questions to ask – as you weigh your options."
"Wireless internet access offers convenience and mobility. Learn how to keep your wireless network and the computers on it more secure using encryption and other techniques."
"Going online can be a convenient way to compare prescription drug prices, research health products and services, and answer health questions. Learn what to look for when you search for health information or consider buying health care products online."
"Computers are newer, better, faster—but how do you safely dispose of last year’s model? Learn what to do before getting rid of your old computer so your personal information – and the environment – are protected."
Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.
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